Some of these programs will be renewed. Some won't. It's hard to know at this point which one's will and which ones won't.

-- Cobra subsidy: Workers who are terminated between Sept. 1, 2008, and Dec. 31, 2009, and are eligible to stay in their group health plan at their own expense under the law known as Cobra can get the government to pay 65 percent of their premium for up to nine months, as long as they are not eligible for Medicare or any other group health plan.